Comenity Easy Pay Bj's (2024)

FAQs

Is it hard to get a BJ's credit card? ›

The credit score you need for the BJ's Credit Card is 700 or better. This means people with at least good credit have a shot at getting approved for this credit card.

You can make a BJ's Credit Card payment online, by phone, through the Capital One mobile app, by mail or at a branch. To pay a BJ's Credit Card bill online, log in to your online account and click on “Make a Payment.” Then, choose how much to pay, when to pay it, and where the payment is coming from.

We will never contact you via phone, email or text message to request sensitive information. If you're ever suspicious of an attempt to obtain information regarding your My BJ's Perks® Credit Card account, contact Customer Care immediately at 1-866-522-8016 (TDD/TTY: 1-888-819-1918).

Like other cards issued by Capital One, neither the BJ's One Mastercard nor the BJ's One+ Mastercard charges foreign transaction fees.

BJ's Wholesale Club Credit Card | Capital One.

My BJ's Perks Mastercard is issued by Comenity Capital Bank pursuant to a license from Mastercard International Incorporated. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated. Q. Who is eligible for a BJ's Perks Plus credit card?

Membership is available to those 18 years of age or older and is nontransferable. BJ's reserves the right to require valid government-issued identification for membership enrollments and changes.

BJ's offers the most payment options of any membership warehouse club. In addition to cash, checks, debit cards and EBT, you can charge your purchases on your Visa^®, BJ's Visa^® Card, MasterCard^®, American Express^®, or Discover^® Network credit card.

The Comenity Bank credit cards that are easy to get are the ones that require fair credit for approval. That means you'll need a score of about 640 or higher. And since the average person's credit score is about 40 points above that, these cards are well within reach for most of us.

Comenity Bank is a financial services company offering credit cards, personal loans, "buy now, pay later" plans, high-yield savings accounts and certificates of deposit. The bank is a subsidiary of Bread Financial, and you will see the Comenity name on credit cards issued by the bank.

Is Comenity Bank a major credit card? ›

Some credit cards from Comenity Bank are included in major card networks like Visa and Mastercard, which means they can be used almost anywhere. Other Comenity Bank cards are store cards only, meaning they can only be used in a specific store or a family of stores.

How do I make a payment on my BJ's One^® Mastercard^® Credit Card bill? There are several ways that you can make your payment: To pay online, you can download the Capital One Mobile app by visiting the Google Play or Apple App Store, or you can also head to BJs.capitalone.com.

Comenity Bank recently underwent a brand change. It's now Bread Financial, a financial services company offering payment, lending and savings products, among others. That means if you're already a Comenity cardholder, you'll eventually see Bread Financial and its new logo replace the Comenity Bank name and logo.

The credit score you need for the BJ's Credit Card is 700 or better. This means people with at least good credit have a shot at getting approved for this credit card.

BJ's accepts Mastercard^®, Visa^®, American Express^®, and Discover^® Network both in-club and for shopping on BJs.com and in the BJ's mobile app. Cash, checks, and debit cards are accepted in-club.

Annual fee: $0. Welcome bonus: None. Rewards: Earn 5% cash back on most in-club and BJs.com purchases and 2% cash back everywhere else. APR: 20.24%, 26.24% or 30.24% variable APR on purchases and balance transfers .

Once you've submitted your BJ's Credit Card application, you may receive a decision right away. However, it can take Capital One up to 10 days to reach a decision. If approved, you'll get your new card in the mail within 7 to 10 business days.

If you get approved for the BJ's Credit Card, you should receive your card within 7-10 business days.